Reiki liability insurance provides essential protection for Reiki practitioners, safeguarding them from financial and legal challenges related to claims made in their professional practice. This insurance covers various potential liabilities, including malpractice, general liability for accidents within the practice area, negligence claims during sessions, and liability for any adverse reactions to products used during treatments.
Massage Magazine Insurance Plus offers comprehensive Reiki liability insurance for Reiki practitioners at competitive rates: $169 per year for full-time practitioners and $159 per year for part-time practitioners. The policy includes coverage for over 500 modalities at no additional cost. Secure your full insurance coverage entirely online today.
Built for the full-time Reiki practitioner and wellness professionals.
169
Cost to you: $0.46/day
The most cost-effective option that locks-in a $149 per year rate.
299
Cost to you: $0.41/day
Built for pros who work fewer than 10 hands-on hours per week.
159
Cost to you: $0.43/day
Covers 500 modalities Nationwide
Covers Online Sessions
Fast + Secure Online Application
Includes Free CEs and Discounted CertificationS
Reiki Liability Insurance Limits
1 Additional Insured: $10 | Unlimited Additional Insureds: $30
Some reiki liability insurance carrier policies offer different limits based on your full-time or part-time status. This would mean that if you are a part-time therapist, you may have less coverage than a full-time one.
We don’t believe in offering different coverage limits, so all our policies have the same limits. Full-time, part-time, or student, all members enjoy the same great coverage. Our liability insurance program prices are based on how you use the coverage and decide to pay.
Professional/General Liability $2MM per occurrence / $3MM annual aggregateProfessional Liability Insurance: Also known as "malpractice insurance" or "errors and omissions insurance," covers claims related to professional negligence, including instances like burns from hot stones and other injuries caused directly from your professional services.
General Liability Insurance: Provides protection from claims that may not directly stem from your professional services. For example, if a client simply tripped and fell on your property, this coverage would protect you from the financial fallout of the lawsuit.
Personal & Advertising Injury Coverage $2MM aggregateThis coverage can help protect you if you’re accused of libel, slander, or false advertising.
Identity Protection Coverage $25,000Provides protection against identity theft and threat incidents that would put personal information at risk. Typically includes credit monitoring, dark web scans, and recovery services if your information is jeopardized.
DO REIKI PRACTITIONERS NEED INSURANCE? WHY CHOOSE MMIP INSURANCE? WHAT IS THE HISTORY OF REIKI?Yes, Reiki masters and practicioners need to have reiki practitioner insurance because it safeguards you against the unexpected which happens every day. Although Reiki practice is very safe, Reiki insurance coverage provides a layer of protection from claims as simple as a client tripping and falling on your premises to claims related to your reiki services like nausea and fainting from the effects of Reiki.
Additionally, while the practice of Reiki is becoming much more popular, many still view it skeptically. Having Reiki liability insurance improves the professional credibility of your practice.
Massage Magazine Insurance Plus (MMIP) focuses on insurance coverage for massage therapists, bodyworkers, and energy healers like Reiki practitioners. This specialization means we have a deeper understanding of the unique risks and needs of wellness professionals like Reiki practitioners and have created the perfect insurance policy based on this.
For one all-inclusive rate, professionals like you are covered in over 500+ modalities and disciplines across all 50 states. With our fast & secure application, sign up for instant coverage 100% online.
Once you've become an official Massage Magazine Insurance Plus member, you will have access to our exclusive suite of membership benefits that include perks like:
Reiki has been a traditional medicine in Japan for thousands of years. It involves the elemental practice of channeling energy, or life force, known as “Ki.” A Reiki practitioner is one who has mastered the art of tapping into the universal life force to be able to administer it to the patient.
Evidence suggests many health benefits, including:
But Reiki should not be considered a religion. Although “Rei” means from or of God, Reiki practitioners come from many different backgrounds and religions. Reiki simply means plugging into the life forces that flow through us all and passing on this beneficial energy to someone in need.
Patients report feelings of absolute peace and tranquility after sessions, allowing the body to focus on healing itself after stressful events. This can be emotional distress, such as depression or anxiety, or physical distress, such as post-surgery recovery.
Reiki does not stand at odds with traditional medicines and treatments and should never be used instead of a doctor-prescribed regimen; Reiki complements these treatments, allowing for faster recovery times, decreased severity of side effects, and increased positive outlook.
Massage Magazine Insurance Plus offers general & professional liability insurance coverage that automatically protects you when practicing over 500+ modalities and techniques , such as:
The opportunity to be insured by MMIP saved me $1,300 per year and helped make it possible to run my own Wellness Center with no liability concerns. I am so grateful to have this insurance option! My stress over insurance expense and coverage is completely gone. Thank you MMIP!
Debbie Merrick
I am extremely happy to be insured by Massage Magazine Insurance Plus, so much so that I renewed for two years and I always recommend it to others. The feeling of security and safety knowing my reiki business is protected is a huge benefit plus the price & coverage is the best.
LaTanya Hill
Reiki Master Teacher
Massage Magazine Insurance Plus gives me a very broad range of coverage for a great price. Plus MMIP's customer service team have an amazing customer service attitude. I feel totally protected in this in this new massage environment.
Gary Rosenthal
I was very happy when I discovered Massage Magazine Insurance and found out that I no longer need to buy separate insurance for the yoga classes I teach. Now I am covered for my yoga classes and CranioSacral therapy classes all at one low price!
Janet Berryhill
Regardless of your training or experience, accidents can happen. Whether a client has claimed negligence, injured themselves in the lobby, or some other unforeseen event happens, you want to know that your occupation and personal lives are protected. That is why Massage Magazine Insurance Plus exists, to give reiki therapists peace of mind with our insurance.
With Reiki insurance, a legal claim can save a someone their reputation and thousands of dollars, which may ultimately put a bodywork professional out of business. For tips on how to boost your reiki practice, check out our blog on attracting reiki clients.
For the low annual rate of $169, you’ll receive the most comprehensive coverage available to reiki therapists and other health, wellness, and beauty professionals! Our program includes general and professional liability insurance:
Your Reiki insurance policy protects you and your practice. Massage Magazine Insurance Plus (MMIP) provides perks and benefits that other liability insurance companies don’t offer. Compare MMIP to the competition and see why our Reiki and massage liability insurance outweighs other companies.
These are some basic steps you can take as a Reiki practitioner to reduce the chance a claim is filed against you:
Providing Adequate Security:Openly communicating with patients before, during, and after treatment can help avoid potential issues.
Avoiding General Liability claims:Ensuring your clients have signed liability waivers is a great tactic, but also ensuring your work areas are free of clutter and kept tidy to avoid trip and fall accidents.
Please note: This is in no way an exhaustive list and professionals should consult with an MMIP professional to ensure they have adequate coverage in place in the event of a claim. While performing simple steps like these helps reduce the risk of a claim, they can’t eliminate them altogether. For whichever energy modality you practice, having a form of energy work insurance is vital to protecting your practice when the unthinkable happens. Even masters of Reiki, exercising the utmost care and attention to patients, can find themselves facing a potential claim at some point in their careers. Our affordable insurance plans give you peace of mind while you help patients find their own peace through Reiki treatments. We’ll help walk you through the whole process—contact us now.
Reiki insurance is designed to actively protect professionals from the many different forms of risks they’ll face every day in the industry. The three main types of coverage comprising our reiki insurance plan are general liability, professional liability, and personal injury & advertising coverage.
With MMIP, yes, you can. Some policies fall under claims made policy, but ours use the industry-preferred type, which is occurrence form. Claims-made policies are clear-cut - you have to file a claim while the policy is still active to be considered. If you have a session on the last day of your policy, but a claim comes days later, you won’t be able to file for this claim.
Occurrence form coverage takes a more realistic approach and says you can still file a claim after the policy expires as long as the claim event happened during the active term. This important distinction is the difference between full and no coverage, so always make sure your policy uses the occurrence form.
Absolutely. There are many occasions where an additional insured is needed on a policy so we make it easy to add as many additional insureds as is needed.
For example, being added as an additional insured may be required by landlords who don’t want to be held liable for something arising from the activities of their tenants.
With MMIP’s energy work insurance, you’d have up to $2 million to cover the general liability claim costs and any legal defense fees, if necessary.
While some Reiki insurance plans out there do require a certain number of hours of training and/or education, MMIP has no such requirement.
We want our reiki insurance policies to be as accessible to professionals as possible, no matter where they find themselves in their careers.
Reiki practitioners can get our all-inclusive insurance policy tailored for Reiki for the low annual rate of just $169. You can use our discounted reiki student insurance policy if you're a student. At just $49 for an entire year of coverage, this professional-caliber policy is one of the best values on the market today.
A smart move is to wait until just before graduating to activate your student insurance policy. That way, you’ll get most of your first year on the job covered, great insurance options, and awesome benefits - all for around $4 per month.
At just $169 per year, or around $13 per month, each policyholder gets millions of dollars worth of insurance coverage types, additional protection mechanisms built-in, and a whole suite of awesome member benefits available immediately.
Compared to the price of a lawsuit, which could include medical bills, rehabilitation costs, lost wages, legal fees, and more, the coverage and peace of mind that comes with securing reiki insurance is an incredible value.
MMIP created a program that covers the many variations of reiki and hundreds of additional massage, health, and wellness services. Acupressure, shiatsu, medical qigong, reflexology, and more are all covered under one all-inclusive policy.
Absolutely! In addition to many extra protections above and beyond liability coverage, like identity protection, members enjoy access to a full suite of benefits worth hundreds of dollars.
Take advantage of over 60 hours of NCBTMB-approved continuing education courses, get a free, custom website up and running, and enjoy exclusive discounts from the top names in massage products and business services.
Massage spas usually carry some insurance for their employees, but this can be a small amount of coverage, and they’ll commonly have shared annual aggregates. This means that other members in the group can deplete the coverage amount before you get a chance to use it.
To get the peace of mind knowing you’re covered no matter what, and at just $169 per year, having your own reiki insurance policy is the way to go.
Accidents Can Happen Get More. Pay Less.8430 Enterprise Circle Suite 200
Lakewood Ranch, FL 34202
Hello,I really like Massage Magazine insurance,customer service has been great,walking me through things I need while on phone.WLMT Therapeutic Massage By Eileen. Thanks, Eileen Sitter
1721843574 Excellent customer service 1720811361 1720619746 1720366703 1720172367 The staff is very helpful and will get you covered the same day. Thank you! 1718911417 Howard was So Kind and So Helpful . Patient and knowledgeable too !Thank you ! 1716585996 1716501108I have been insuring with Massage Magazine Ins Plus for many years for my qigong practice and always recommend their services to students and others for their liability services. Fortunately, I have never had to submit any claims but know they are there just in case.
1716473941 1716427998 I enjoy how easy it is to renew my insurance and can print the document immediately. 1715983952
The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202.
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